$18.9T in US IRA assets — much of it locked in outdated accounts

Your retirement.
Your investments.
Your rules.

Vested is a self-directed IRA custodian built for investors who want real control — real estate, private equity, crypto, precious metals — without the legacy software that makes every other custodian feel like filing taxes.

IRS-compliant · Transparent fees · Modern infrastructure

The problem

Most SDIRA custodians were built in 1983. They haven't changed.

Paperwork overload

Every transaction requires custodian sign-off. Days lost. Opportunities missed.

Opaque fee structures

Setup fees, quarterly fees, asset-based tiers, transaction charges. No one knows what they're paying until the statement arrives.

Compliance anxiety

Prohibited transactions, UBIT, IRS reporting. Most custodians hand you a rulebook and wish you luck.

Why Vested

Built for the investor who knows what they're doing.

01

Compliance-first architecture

We don't just hold assets. We handle the IRS titling, prohibited transaction checks, and required reporting — so you stay compliant without a compliance department.

02

Transparent flat pricing

One clear annual fee. No tiered asset charges. No surprise transaction fees. You always know what Vested costs.

03

Modern infrastructure

API-driven account management. Real-time transaction tracking. Built on current technology, not COBOL from 1985.

04

Full asset coverage

Real estate, private equity, startups, crypto, precious metals, notes, trust deeds — if the IRS allows it, we can hold it.

What you can hold

Any alternative asset the IRS permits.

Real Estate
Private Equity
Cryptocurrency
Precious Metals
Notes & Trust Deeds
Private Placements

The IRA that works as hard as you do.

Self-direction isn't a loophole. It's a strategy. Vested gives you the infrastructure to execute it — compliantly, transparently, without the friction that makes alternatives feel like too much work.